As a member of PEFCU, you have available to you a wide variety of competitive mortgage products. And you have a staff of knowledgeable and friendly professionals who will make you feel right at home. Whether you are buying a home, refinancing, planning to build or remodel, let your PEFCU loan team guide you through your options every step of the way.
First Mortgages
Let us help you make your dreams of home ownership come true with a First Mortgage Loan. This affordable fixed loan now offers fixed interest rates for terms ranging up to 40 years. The fixed rate is perfect if you want stability of a rate that does not change and a fixed monthly payment amount.
Second Mortgages
A second mortgage may be your answer to acquiring money for home improvements, income taxes, an unexpected emergency, or another need. There are many options so stop by and let us customize a loan to meet your particular need.
Home Equity Loans
Need to remodel, take a vacation, buy a car, or even consolidate debt?
The equity in your home can translate to cash in your pocket. Take advantage of the equity in your home by applying for a Home Equity Line of Credit. You may borrow up to 90% of the equity in your home – based on your credit history.
Mobile Home and Land Package
If you're a home buyer looking for housing options other than traditional site built houses, then a mobile/manufactured home may be the right choice for you. We offer up to 85% for personal financing for this package.
Lot Loans
If you have found land and are looking to build sometime in the future, come see us about a lot loan. We offer up to 90% for personal financing and up to 80% for commercial financing.