Credit
Card Disclosure Information
VISA
Platinum
|
Annual
Percentage Rate (APR) for Purchases |
Other
APR’s |
Grace
period for repayment of balance purchases |
Method of
computing the balance for purchases |
Annual
Fee |
Minimum
Finance Charge |
Other
Fees |
|
9.9% |
Cash Advance APR: 9.9% Balance Transfer APR: 9.9% Penalty APR: 15.9%* |
For Purchases: 25 days, starting with statement’s closing date For Cash Advances: Interest accrues from the day the advance is made |
Average
Daily Balance
(including new purchases) |
None |
None |
Transaction fee for purchases: None Transaction fee for cash advances: None Balance transfer fee: None Late payment fee: 5% of payment (Minimum $20.00) Over-the-credit-limit fee: $20.00 NSF fee:
$25.00 Card replacement fee: $5.00 |
*The penalty APR applies if your Account is in
default for 60 days or more.
If you
remedy the default and make three (3) consecutive required minimum monthly
payments,
Credit Union may, in its sole discretion, change your Account back to
the then current “normal” monthly Periodic Rate and Annual Percentage Rate for
your Account.
VISA
Classic
|
Annual
Percentage Rate (APR) for Purchases |
Other
APR’s |
Grace
period for repayment of balance purchases |
Method of
computing the balance for purchases |
Annual
Fee |
Minimum
Finance Charge |
Other
Fees |
|
11.5% |
Cash Advance APR: 11.5% Balance Transfer APR: 11.5% Penalty APR: 16.5%* |
For Purchases: 25 days, starting with statement’s closing date For Cash Advances: Interest accrues from the day the advance is made |
Average Daily Balance
(including new purchases) |
None |
None |
Transaction fee for purchases: None Transaction fee for cash advances: None Balance transfer fee: None Late payment fee: 5% of payment (Minimum $20.00) Over-the-credit-limit fee: $20.00 NSF fee:
$25.00 Card replacement fee: $5.00 |
*The penalty APR applies if your Account is in
default for 60 days or more.
If you
remedy the default and make three (3) consecutive required minimum monthly
payments,
Credit Union may, in its sole discretion, change your Account back to
the then current “normal” monthly Periodic Rate and Annual Percentage Rate for
your Account.