Panhandle Educators Federal Credit Union

INTERNET / E-MAIL
FRAUD ALERT

ALERT UPDATE 10/14/05 - There is an email fraud attempt, known as " Phishing", that has been initiated via email sent to members and non-members that appeared to be from NCUA , the National Credit Union Administration. This false e-mail asked for the recipient to click on a link to verify their credit union account registration. If the recipient proceeded to do so, the link directed them to a false website and asked for their credit union account number and PIN, along with other personal information.

Panhandle Educators Federal Credit Union DOES NOT ask our members for such personal information. Anyone who receives an email that purports to be from NCUA or Panhandle Educators Federal Credit Union and asks for account
information should consider it to be a fraudulent attempt to obtain their personal account data for an illegal purpose and should not follow the instructions in the email.

If you responded to such an email and provided any confidential account information, please contact us immediately at (850) 769-3306, and notify us of the scheme. You should also change your account's PIN, and take any
additional action recommended by Panhandle Educators Federal Credit Union to protect your account.

For more information, including how to file a report of this crime, go to http://www.consumer.gov/idtheft, or call 1-877-IDTHEFT (438-4338). For updated information on these threats visit www.cuna.org for updates on the
type of fraud.