Savings


Share Savings Accounts:

Opening a Share Savings Account establishes your membership in Panhandle Educators Federal Credit Union. A minimum balance of $5.00 is required at all times. This amount buys a share of ownership in the Credit Union. Dividend rates are competitive too! They are paid monthly on an average daily balance of $100.00 or more. As a member, you will enjoy access to all products and service such as direct deposit, payroll deduction, and much more. A Share Savings Account allows you to earn superior dividends while watching your balance grow.

Share Certificates:

This account provides you with a very competitive dividend rate for a fixed period of time. With a minimum opening deposit of one thousand dollars, you can choose from terms ranging from 90 days to 60 months. Share Certificates are a safe, insured way to invest for the future.

Individual Retirement Accounts:

Are you making preparations for your retirement? With a Roth, Traditional, or Educational IRA, Panhandle Educators will help you plan for the future. With a minimum opening deposit, you will earn high dividends on an IRA Certificate Account or IRA Accumulation Account. Contact a Panhandle Educators FCU Member Service Representative today!

Money Market Account:

Opening a Money Market Account allows you to enjoy a high return on your money without some of the risks associated with the stock market. A minimum balance of one thousand dollars is required at all times. Dividends are compounded and credited to your account monthly. You will have easy access to your funds and peace of mind knowing your money is federally insured.

Bay Financial Services

Panhandle Educators FCU is in association with Bay Financial Solutions, LLC to bring experienced, personal investment advice to our members. They offer a variety of quality investments including Annuities, Mutual Funds, Stocks, Bonds and Life & Long Term Care Insurance tailored to meet each member’s individual goals and needs. Bill also brings his many years of experience in handling DROP, TSP, and 401K rollovers.

Whether your investing needs include Retirement Planning, Estate Planning, College Savings or Life & Long Term Care Insurance, you can depend on your credit union through our association with Bay Financial Solutions to provide quality advice and solutions to your individual needs. Not NCUA insured/ Not credit union guaranteed / May lose value.